After-Tax 401(k)s & The Mega Backdoor Roth

After-Tax 401(k)s & The Mega Backdoor Roth

The benefits of saving in a “traditional” 401(K) can be powerful. By contributing pre-tax dollars you reduce your taxable income and will lower your tax bill (e.g., if you make $100,000 and contribute $15,000 to a 401(k), you are only taxed on $85,000 of...
Should I Buy Real Estate with my IRA?

Should I Buy Real Estate with my IRA?

Did you know that it’s possible to buy real estate in an individual retirement account (aka your IRA)? Given that possibility, we’d like to walk through the rules and restrictions, as well as the pros and cons, of this option. The main benefit of owning...
Financial Best Practices

Financial Best Practices

It’s hard (if not impossible) to get from Point A to Point B without a plan. An actionable financial plan depends on understanding all facets of your financial life and taking effective actions. Here are 10 financial best practices to energize your financial...
10 Security Red Flags to Watch Out For

10 Security Red Flags to Watch Out For

Protecting Your Personal Information In light of increasing risk for security breaches, we want to share the following tips for protecting your personal information and recognizing potential financial scams on an ongoing basis. Information That You Need To Protect...