by opes | Mar 31, 2022 | Investment Commentary
MARKET RETURNS: Global equities closed out a volatile first quarter of 2022 with mid-single digit declines, partially retracing 2021’s strong upward move despite recovering a bit from their intra-quarter trough. U.S. large company stocks remained the top performing...
by opes | Oct 25, 2021 | Financial Planning
Overview A home equity line of credit, or HELOC, is a line of credit that is secured by your home. They’re most commonly used to cover the cost of home improvement projects, but they can have financial planning benefits beyond that. Here we’ll look at the basics of...
by opes | Oct 25, 2021 | Financial Planning
The benefits of saving in a “traditional” 401(K) can be powerful. By contributing pre-tax dollars you reduce your taxable income and will lower your tax bill (e.g., if you make $100,000 and contribute $15,000 to a 401(k), you are only taxed on $85,000 of...
by opes | Oct 25, 2021 | Financial Planning
Did you know that it’s possible to buy real estate in an individual retirement account (aka your IRA)? Given that possibility, we’d like to walk through the rules and restrictions, as well as the pros and cons, of this option. The main benefit of owning...
by opes | Oct 25, 2021 | Financial Planning
With or without a tax write-off, many Americans want to give to charity. After all, financial incentives aren’t usually the main motivation. We give to support the causes we cherish. We give because we’re grateful for the good fortune we’ve enjoyed. We give because it...
