Quarterly Investment Commentary – Q1 2022

Quarterly Investment Commentary – Q1 2022

MARKET RETURNS:  Global equities closed out a volatile first quarter of 2022 with mid-single digit declines, partially retracing 2021’s strong upward move despite recovering a bit from their intra-quarter trough.  U.S. large company stocks remained the top performing...
After-Tax 401(k)s & The Mega Backdoor Roth

After-Tax 401(k)s & The Mega Backdoor Roth

The benefits of saving in a “traditional” 401(K) can be powerful. By contributing pre-tax dollars you reduce your taxable income and will lower your tax bill (e.g., if you make $100,000 and contribute $15,000 to a 401(k), you are only taxed on $85,000 of...
Should I Buy Real Estate with my IRA?

Should I Buy Real Estate with my IRA?

Did you know that it’s possible to buy real estate in an individual retirement account (aka your IRA)? Given that possibility, we’d like to walk through the rules and restrictions, as well as the pros and cons, of this option. The main benefit of owning...