Hi , HERE ARE YOUR RESULTS FROM THE OPES ASSESMENT®
You fall into a client situation where we initially focus on taxes, retirement and investments. That means there is enough complexity that you need to make sure your current and future actions are sound in order to meet your goals.
(the devil is in the details).
All this really means is you’ve got a lot to consider in the following areas, and the decisions that closely relate to these ‘areas of focus’.
RELATIVE ASPECTS OF YOUR FINANCIAL JOURNEY
DIGGING A LITTLE DEEPER
Do any of the following questions resonate with you?
TAX STRATEGIES
Do you know how to reduce potential taxes in a real estate sale?
How do you reduce the tax drag on portfolio returns over time?
Have you determined the most tax efficient way to pull money from retirement assets?
How do you defer and potentially reduce your tax liability after the sale of a highly appreciated asset?
RETIREMENT
How does the equity in your home fit into your retirement plan?
Will your expenses priorities shift later in life?
Are you saving enough for your lifestyle after you stop working?
What is the most effective way to generate cash to cover your expenses in retirement?
REAL ESTATE
How do you think about the risk and return of your personal or investment real estate?
If you want to sell highly appreciated real estate, have you considered you choices to reduce the tax liability?
What are the primary benefits and potential risks of owning a second home or investment property?
Will you need liquidity at some point in the future that necessitates selling real estate?
INVESTMENTS
Do you have a strict methodology for choosing or switching investments?
Does your investing model support your life goals, with room for change over time?
Do you occasionally tinker with your investments?
Managing your wealth is far more than just managing your money.
Think over a horizon of time: What is the future you envision?
Time is our most valuable asset. Money helps give us options and flexibility to spend our time doing what matters most to us. Almost any decision in life has financial implications.
- Where you live
- Having a family
- Education
- How long you work
- The type of work you do
- How you spend your time
When thinking about priorities, most decisions are not mutually exclusive. But almost all will come with trade-offs. The process of planning enables us to define what matters most, think over a horizon of time, understand the trade-offs inherent in our decisions, and take actions today that further our narrative for the future.
SO WHAT’S NEXT?
We’re hoping the results of this assessment have provided you some value and given you some questions to ponder.
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Your Free Planning Worksheet
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Your Financial Decisions Roadmap
As you beging to understand your complexity, see what you need to consider today, as well as years from now.
More Insights Into Your Unique Complexity
Based upon your survey responses.