Meet our team

Ann Timoney

Personal Finance Advisor • CFP®️

 

Why

Ann joined Opes in 2004 as a Mortgage Advisor when the firm offered integrated mortgage, financial planning and investment management services.

She was attracted to the opportunity to become a Personal Financial Advisor in 2006 to help her clients with their real estate decisions in the high-cost Silicon Valley area, and financial planning for their long-term goals. Ann chose to step away from the mortgage field in 2022 and is excited to shift to working with Opes Wealth.

Ann loves removing mystery about the financial world and financial practices to empower people to make better choices. Seemingly simple bits of knowledge to act with can produce better results and peace of mind for clients so that they can live the lives they want. Ann is excited to focus on this for her clients and others with the Opes team.

 

Ann Timoney headshot

Experience

Ann worked as a Mortgage Advisor for over 35 years, most recently with Flagstar Bank, while working in concert with Opes Wealth as a Personal Financial Advisor.

Ann expanded her knowledge as a financial advisor by obtaining the Certified Financial Planner certification in 2010. With over 1B in career mortgage loan fundings, she has a unique understanding of real estate, real estate financing, and how to incorporate real estate as an asset class with financial planning.

who

Ann is an Indiana native from the Ohio River Valley, near Louisville, KY.

She met her husband, Howard, a California native, at the North Carolina School of the Arts where they were both ballet majors. They love ballet, are patrons of the arts, and live in San Jose. She completed the role of President of the Board of San Jose Dance Theatre in January 2022, after serving for 3 years. SJDT is a 501c3 ballet academy and performing company. Ann enjoys strength training, learning and teaching about financial things, and laughing at her husband’s humor.

Erin Whalen

Co-President | Menlo Park, California

Email: ewhalen@opeswealth.com
Office: 408.831.5809

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Mark Duvall

Co-President & Chief Investment Officer | Menlo Park, California
License/Certifications: CFA®

Email: mduvall@opeswealth.com
Office: 408.831.5808

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Louis Odette

Investment Management | Menlo Park, California
License/Certifications: CFA®

Email: lodette@opeswealth.com
Office: 408.831.5015

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Tracie Southerland

Wealth Advisor | Menlo Park, California
License/Certifications: NMLS 296909

Email: tsoutherland@opeswealth.com
Office: 650.319.1603

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Unesa Miguel

Senior Client Service Associate / Chief Compliance Officer | Menlo Park, California

Email: umiguel@opeswealth.com
Office: 408.831.5807

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Drew Himes

Investment Management | Menlo Park, California

Email: dhimes@opeswealth.com
Office: 408.831.5067

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Lyla Bonilla

Client Services | Menlo Park, California

Email: lbonilla@opeswealth.com
Office: 408.831.5812

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Ann Timoney

Personal Finance Advisor
License/Certifications: CFP®️

Email: atimoney@opeswealth.com
Office: 408.981.1335

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Anthony Fischetti

Client Service Associate | Menlo Park, California

Email: afischetti@opeswealth.com
Office: 408.831.5806

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Erin Whalen

Co-President | Menlo Park, California

Email: ewhalen@opesadvisors.com
Office: 408.831.5809

Learn More

Mark Duvall

Co-President & Chief Investment Officer | Menlo Park, California
License/Certifications: CFA ®

Email: mduvall@opesadvisors.com
Office: 408.831.5808

Learn More

Louis Odette

Investment Management | Menlo Park, California
License/Certifications: CFA ®

Email: lodette@opeswealth.com
Office: 408.831.5015

Learn More

Tracie Southerland

Wealth Advisor | Palo Alto, California
License/Certifications: NMLS 296909

Email: tsoutherland@opesadvisors.com
Office: 650.319.1603

Learn More

Unesa Miguel

Senior Client Service Associate / Chief Compliance Officer | Menlo Park, California

Email: umiguel@opesadvisors.com
Office: 408-831-5807

Learn More

Drew Himes

Investment Management | Menlo Park, California

Email: dhimes@opeswealth.com
Office: 408.831.5067

Learn More

Ann Timoney

Senior Loan Advisor
License/Certifications: CFP®

Email: Ann.Timoney@flagstar.com
Office: 408.458.3504

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Lyla Bonilla

Client Services | Menlo Park, California

Email: lbonilla@opeswealth.com
Office: 408.831.5067

Learn More

Anthony Fischetti

Client Service Associate | Menlo Park, California

Email: afischetti@opeswealth.com
Office: 408.831.5806

Learn More

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